Deposits
JSC «Cominvestbank» is a reliable bank for keeping your savings.
Deposit accounts in the national and foreign currencies can be introduced for individuals on the basis of a bank deposit agreement concluded between the Bank and the individual. You can read the agreement terms by the following link: Term
Bank offers various deposit programs for individuals :
| Term | Hryvna | USD | EUR |
|---|---|---|---|
| 1 month | 7.00% | - | - |
- additional contributions allowed
- early termination of the contract isn't allowed excepting the cases provided by the contract
| Hryvna | USD | EUR | |
|---|---|---|---|
| minimum amount of deposit | 5000 | - | - |
| Hryvna | USD | EUR | |
|---|---|---|---|
| minimum replenishment amount | 1000 | - | - |
Essential features information on the bank deposit «Optimal»
| Term | Hryvna | USD | EUR |
|---|---|---|---|
| 3 months | 9.00% | 1.20% | 1.10% |
- deposit interest paid monthly
- additional contributions allowed
- early termination of the contract isn't allowed excepting the cases provided by the contract (interest recalculation for the entire period of the contract under 0% at early termination)
| Hryvna | USD | EUR | |
|---|---|---|---|
| minimum amount of deposit | 5000 | 500 | 500 |
| Hryvna | USD | EUR | |
|---|---|---|---|
| minimum replenishment amount | 1000 | 100 | 100 |
| Term | Hryvna | USD | EUR |
|---|---|---|---|
| 6 months | 10.50% | 1.50% | 1.25% |
- monthly paid interest
- additional contributions allowed
- early termination of the contract isn't allowed excepting the cases provided by the contract (interest recalculation for the entire period of the contract under 0% at early termination)
| Hryvna | USD | EUR | |
|---|---|---|---|
| minimum amount of deposit | 5000 | 500 | 500 |
| Hryvna | USD | EUR | |
|---|---|---|---|
| minimum replenishment amount | 1000 | 100 | 100 |
| Term | Hryvna | USD | EUR |
|---|---|---|---|
| 12 months | 11.50% | 2.00% | 1.75% |
| 18 months | 12.00% | 2.45% | 2.00% |
| 24 months * | 13.00% | 2.70% | 2.25% |
- deposit interest paid monthly if it's required by contract
- additional contributions allowed
- early termination of the contract isn't allowed excepting the cases provided by the contract (interest recalculation for the entire period of the contract under 0% at early termination)
| Hryvna | USD | EUR | |
|---|---|---|---|
| minimum amount of deposit | 5000 | 500 | 500 |
| minimum amount of deposit* | 50000 | 2000 | 2000 |
| Hryvna | USD | EUR | |
|---|---|---|---|
| minimum replenishment amount | 1000 | 100 | 100 |
| minimum replenishment amount* | 10000 | 500 | 500 |
| Term | Rest | USD | EUR |
|---|---|---|---|
| 24 months | to 50000 | 2.00% | 1.50% |
| from 50000 | 2.50% | 2.00% |
- interest pays monthly on the card/current account if it's required by contract
- additional contributions not allowed
- early termination of the contract isn't allowed excepting the cases provided by the contract (interest recalculation for the entire period of the contract under 0% at early termination)
- deposit for non-resident individuals
| Hryvna | USD | EUR | |
|---|---|---|---|
| minimum amount of deposit | - | 500 | 500 |
| Hryvna | USD | EUR | |
|---|---|---|---|
| minimum replenishment amount | - | 100 | 100 |
Essential features information on the bank deposit «Special»
The following bonus programs are acting for the deposits "Optimal", "Autumn", "Gifty", "Usual":
1. Bonus Betting Program #1*:
- if the deposit amount of the deposit (per one contract) is more than 300 000 UAH. / 15 000 USD/ 15 000 EUR then the annual rate increases by + 0.25%;
- if the deposit amount of the deposit (per one contract) is more than 750 000 UAH. / 30 000 USD/ 30 000 EUR then the annual rate increases by + 0.50%;
2. Bonus Betting Program #2*:
- if the amount of the deposit (per one contract) is less than 300 000 UAH. / 15 000 USD/ 15 000 EUR but the customer (re-)makes deposit for more than 10 years in JSC KOMINVESTBANK then the annual rate increases by + 0.25%;
* it is possible you may use one of the bonus rate programs only (either program #1 or program #2) when making a deposit
The following documents when opening a deposit account are required:
- passport or other identity document;
- a document issued by a state tax authority certifying the registration of a resident individual in the State Individuals Taxpayers Register.
Advantages of deposits from JSC «Cominvestbank»:
- A wide range of deposit programs;
- Free card issue when deposit opening;
- Deposits are protected by the Deposit Guarantee Fund of individuals.
Download the active conditions for the deposit in JSC «COMINVESTBANK» as PDF file
Since 01/01/2016 the tax rate of 18% and military fee of 1,5% of the income has been applied as:
- interest accrued on the amount of the current or deposit bank account;
- interest or discount income on savings (certificates of deposit).
THE NOTICE FOR THE CUSTOMERS OF THE JSC «COMINVESTBANK», 04.01.2016 (PDF)
DEPOSIT CALCULATOR will help you calculate the deposit income and compare the deposits..
For more detailed information please contact the nearest regional Branch or call to the Bank's Head Office Deposit Operations Dpt: +38 (0312) 61 98 15 (cost of call is according to your carrier's rates)
